Thursday, November 27, 2014

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How to save yourself from fraud callers

By: drjyotiprasad On: 2:57 AM
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    1. Fraud Calls asking to repay your friend's loan
    2. How the hoax debt collectors cheat you ?
    Now a days getting your mobile number or social status is not a big problem for anyone since we are all active on various social media websites and we share information, but what happens when you receive a random call from an unknown number who informs you that your friend has taken a big loan from bank and is not repaying and as he has mentioned your name as someone he knows, it is now your responsibility to bring your friend to the bank to repay the debt or you pay for him. You will suddenly be broken and some people may have a mild heart attack too..

    But hey, your friend has taken a loan and not you, so you are not liable to pay it and neither an agency or bank can threaten you to pay back for someone else. So do not be in a hurry to jump in and pay back.

    Read what is more important. First thing is that you have not taken a loan and neither you have given the bank any writen document to give a loan to someone so you are safe. Some people however can threaten you by saying that your mobile number is there and bank has the proof that you have agreed to knowing him. This is all Bullshit... do not give an ear to this. Unless someone has your approval in form of your signature in any official document, you can not be termed as guilty and so do not panic.

    Secondly, If someone calls you and tells that your friend has taken a loan and you are known to him, simply deny your association with your friend and hang up the phone.

    Thirdly, you can record the call from the caller and in the mean while ask him for his identity, designation, post, bank, branch, etc. And then hang up the phone and hand over the recorded data to the nearest police station and they will take necessary action. I hope you are aware that there is a cyber crime cell working in most cities now in police department, they can help you.

    Fourthly, if you know the number from which the call is coming you can blacklist that number / block it permanently on your mobile and you will never receive another call from the same number.

    If you still are in doubt, you can simply go to the nearest police station and give a writen complaint that someone is harrasing you verbally over phone and give the details and hopefully they will nab the culprit and take necessary action.

    We are living in an era of information sharing and we can not hide our information no matter how much we try, so please be sure you do not PANIC. Because your panic is their price. Do not be a fool, maintain your cool...
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